Mortgage Loan Officer
Skills
Must have an active state MLO license in Georgia
Must meet all Nationwide Mortgage Licensing System & Registry (NMLS) requirements
Understanding of mortgage regulatory guidelines
Strong communication skills
Self-motivated
Proactive with a strong sense of urgency
To succeed in this role, it’s important to be client-oriented, respond to all inquiries in a timely manner and have strong analytical skills.
Experience
Experience helpful for this role:
Responsible for developing and utilizing a network of resources for mortgage loan business
Market to your database of customer contacts
Develop professional relationships with Realtors and other industry professionals
Work closely with clients to find the best mortgage loan program for them
Estimate creditworthiness by combining information from client interviews and financial documents
Respond to prequalification inquiries
Complete thorough loan applications by communicating with prospective applicants and obtain specified information relating to the loan or credit application; correspond with applicant via telephone, email or in-person to resolve any questions regarding application information
Submitting applications and reporting on their progress
Negotiate rate, terms and conditions of the loan
Locking loans on time and in the correct product type
Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for an underwriting decision
Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee’s loan pipeline
Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition
Maintain compliance on all loan files
Assisting the client with closing and answering their questions during the loan process will also be part of your mortgage loan officer duties
This is a fulltime position